Using the MMAS scales for employee benefits enrollment

Why is there a question about tobacco use on employee annual healthcare enrollment? Insurance carriers recognize that smokers have higher hospitalization rates.

It only makes sense to ask about medication adherence. Insurance carriers recognize highly adherent employee populations have lower hospital visits and hospital readmissions. The MMAS-4 or MMAS-8 is a validated tool insurance companies, insurance brokers and employers can use to lower employee health care cost.